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The future of mortgage
payments is digital—
are you ready?

Modern borrowers expect convenience. 
Mortgage servicers need efficiency. 
REPAY® delivers both.

REPAY Mortgage white payments - white paper

Download Our Exclusive Mortgage Payments Whitepaper Today

Fill out the form below to gain access to our latest whitepaper, Streamlining Mortgage Payments: A Guide to Modern Solutions and Borrower Preferences.

Laptop with Mortgage Payments document

Why digital payments matter

Don’t Let Yesterday’s Payment Processes Hold You Back

Outdated payment methods don’t just slow things down—they cost you. Paper checks take 5–7 business days to clear and can cost up to $4 each to process. Multiply that across your portfolio, and the operational drag becomes clear.

Borrowers expect faster, more secure and more flexible options—and they’re not willing to wait.

This whitepaper breaks down how integrated, omni-channel digital payment solutions help mortgage servicers cut costs, reduce risk and deliver a modern borrower experience.

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ACH

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Debit Card

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Mobile App

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Agent Pay

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Digital Wallet

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Online Order

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Check

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IVR

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Text

What's inside?

Mortgage payments are evolving, and lenders and servicers who embrace digital transformation gain efficiency, security and borrower satisfaction. Yet many in the industry still rely on outdated, manual processes that create unnecessary delays, security risks and operational inefficiencies.

Download our mortgage payments whitepaper to learn:

  • How much paper checks are really costing you —
    in dollars, delays and borrower frustration
  • Why your payment process might be eroding trust —
    and what it’s doing to your cash flow
  • What Millennials and Gen Z borrowers really expect —
    and how to meet them where they are
  • How digital payments help reduce delinquencies —
    and streamline your operations from day one
  • Why top mortgage servicers are choosing REPAY —
    and how you can lead the charge, too
75%
of Baby Boomers
prefer ACH as their
top payment
method.
54%
of Gen Xers prefer
ACH as their top
payment method.
75%
of Millennials
prefer digital
banking.
66%
of Millennials
prefer debit to
credit, the most of
any generation.
61%
of Baby Boomers
prefer ACH as their
top payment
method.

TRANSFORM YOUR MORTGAGE PAYMENT EXPERIENCE

Modernize Your Payments. Maximize Your Impact.

Tired of juggling outdated systems, missed payments and frustrated borrowers? REPAY’s Lift platform is built to eliminate friction at every step. It’s seamless, secure and scalable—designed to meet the demands of a digital-first borrower and a high-performing team. 

From debit cards to digital wallets, online portals to automated payments, REPAY makes mortgage payments effortless—for you and your borrowers. 

With REPAY, you can:

  • Slash operational costs with automated reconciliation and fewer inbound support calls.

  • Get paid faster with realtime debit card approvals and instant payment confirmation.

  • Cut delinquencies by enabling 24/7 access and easy autopay enrollment.

  • Earn borrower trust with secure, PCI-compliant transactions and flexible payment options.

  • Integrate without the headaches, thanks to Lift’s plug-and-play compatibility with your servicing systems.

  • Future-proof your payment strategy with a platform built to scale with your business.
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Instant
Processing

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Recurring and Automated Payments

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Stronger
Security

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Cost
Savings

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Better Borrower
Experience

IT’S TIME TO MODERNIZE
YOUR MORTGAGE PAYMENT
STRATEGY

Download our mortgage payments whitepaper 
today to learn how. 

©2025 REPAY